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Life
•
True Group (10+ Employees), Trust Group (2 to 9 Employees)
and Voluntary products
• Completive and flexible dental plans with
unique lifetime deductible get your group clients
more dental coverage for their money
• True Vision Plans available with dental plans
or on a stand-alone basis
• Discount Vision Plans Included on ALL dental
plans
• Strong commissions offered only through the
Palmer Agency
• Life, Dental, Disability and Accidental Death
and Dismemberment programs.
• Bonus opportunity and easy to qualify for
annual trips
• A + Rated
Securian
Dental
• The combined the
strengths and resources of Securian Life and DeCare
Dental Health International, LLC created Securian
Dental, an affordable, easy-to-understand dental program
for small groups of two employees to large groups
• Securian Dental offers a variety of voluntary
and employer-paid indemnity dental plans. Our indemnity
plan is a traditional fee-for-service plan with complete
freedom to use any dentist in America
• Unbeatable Dental Rates!
• Securian Dental Employer-sponsored plans are not contribution driven – they are participation driven! This means if we receive 60% participation, we can write the case as “employer-sponsored” even if the employer does not contribute toward the cost!
• No Census needed to quote contributory or
voluntary plans
• No waiting periods for virgin dental groups
on employer-sponsored (non-voluntary) plans with 5 or more employees!
• Flexible Plan Designs & Dual Options Available
• Custom plan designs available to fit the dental
needs of any size group
• Worldwide coverage: English-speaking customer
service representatives are available 24 hours a day,
seven days a week, to help members arrange emergency
dental care in 137 countries through Europ Assistance.
(This benefit is automatically included for all individuals
covered under a Securian Dental plan.)
• Securian Life is authorized to conduct business
in 44 states and in the District of Columbia, and
is recognized by A.M. Best with an A (Excellent -
third highest of 16 categories) rating. Securian Life
is an affiliate of Securian Financial Group of St.
Paul, Minnesota. DDHI is an affiliate of DeCare Dental,
which currently provides dental benefits to 3.9 million
individuals
Reliance Standard Life
• Industry Leader
in Group Disability and Life
• Small Group Ancillary Specialist featuring
competitive, unique and guarantee issue LTD, STD and
Life plans for groups of 2 or more and Dental plans
for groups of 3 or more
• Extremely simplified and easy to use application
with no employee signatures required
• Extremely fast case turnaround. Once the application
and check is delivered here to the Palmer Agency,
we can submit online and provide a policy number within a day!
• Market-best small group disability solution
with guarantee issue coverage, a liberal pre-existing
disability benefit and a 3 year own-occupation definition
of disability. Disability coverage available for 90%
of industry classifications with standard coverage
available to traditionally harder to place industries
such as contractors and truckers
• Guaranteed-issue life amounts of $50,000 for
groups of 2-5, $75,000 for groups of 6-9 and $100,000
for groups of 10 or more
• Guaranteed-issue LTD benefit amount of $7500 for all sized groups, and STD benefit amount of $1500 for all sized groups
• Dental coverage available with freedom to
use any dentist or with significant network discounts
• Class carve-out coverage available down to
2 lives for LTD, STD and Life and down to 3 lives
for Dental
• Bonus Qualification with just 7 lines of coverage
produced in a calendar year!
VSP Vision
• Employer Paid,
contributory, or voluntary vision plans starting at
10 lives
• VSP is the nation's largest provider of eyecare
wellness benefits
• Received the highest award for Service Quality
Excellence by the Service Quality Measurement (SQM)
Group, which specializes in benchmarking and tracking
contact centers' service quality performance
• VSP Offers the largest nationwide network
of eyecare doctors -- over 21,900 doctors, located
in rural and metropolitan areas throughout the nation.
In fact our doctor network is so comprehensive, that
more than ninety percent of members have access to
a VSP doctor within ten miles of work and home
• One-stop shopping with both eyecare and retail
vision care services at all doctor locations
• Plans covers exam, lenses, and frames with
varied frequencies so you can find a plan to fit your
client's needs and budget
• Vision plan may be tied to any dental or medical
plan you sell
• Accurate, easy-to-use services, including
online eligibility management and ready-to-use member
communications
• Convenient, secure around-the-clock access
on vsp.com for members to find a doctor or view benefits
information and eligibility, with no claim forms to
fill out or membership cards to carry
Avesis Vision
• Vision plans for
groups starting at 10 lives or 5 lives if the plan
is tied to a dental or medical plan
• Exams, lenses, frames and discounts on laser
vision correction included
• Variety of copays and allowances for services
• Benefits provided for in or out-of-network
providers
Links:
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Here for more information or to get a quote!
